Welcome to The Monthly Budget! We are working to educate minority communities on financial literacy and opportunities. Through Rosa’s financial literacy techniques, customized budgets are created for clients who are usually in financial distress. Her tips and tricks are guaranteed to improve your financial status.
Welcome to The Monthly Budget! We are working to educate minority communities on financial literacy and opportunities. Through Rosa’s financial literacy techniques, customized budgets are created for clients who are usually in financial distress. Her tips and tricks are guaranteed to improve your financial status.
Welcome to The Monthly Budget! We are working to educate minority communities on financial literacy and opportunities. Through Rosa’s financial literacy techniques, customized budgets are created for clients who are usually in financial distress. Her tips and tricks are guaranteed to improve your financial status.
Many families and individuals are struggling to make ends meet. It’s not always due to income, most of the time it’s due to poor money management. A customized monthly budget will provide a clear picture of where you are, and where you will be if you stay on track.
Your budget will incorporate reducing your debt, which in return will improve your credit rating. “The average American household carries $15,706 in credit card debt.” Fortune.com
If you are not saving nor planning properly for retirement, you will work forever. More than half of Americans (54%) report having less than $25,000 saved. Retirement Confidence Survey.
Your monthly budget will have you continuously set money aside for a rainy day. More than three-fourths of the U.S. lives paycheck to paycheck. BusinessInsider.com
If you are not Insured, you need to get insured. Can your family survive financially if your life ended tomorrow? “95 Million Americans have no life insurance. The average family is underinsured by more than $300,000” National Underwriter.
My husband and I were in a very bad financial state. We had no idea the decision to allow Rosa to manage our finances would turn our lives completely around. We were living paycheck to paycheck, constantly relying on our bank overdraft protection and paying fees after fees. Rosa totally turned our lives around and continues to be only a phone call away.
I cannot say enough about Rosa Capellan and her ability to breakdown financials to evaluate spending and learning how to save. Her knowledgeable background in the financial field has allowed her to recommend cost-saving methods that I was in dire need of. Rosa and I met several times, went over my finances, and strategically put a game plan together to not only save money out of my paycheck, but to also chip away at the hefty student loans I was faced with. It is because of her that I was able to pay off my student loans in 3 years post-graduation! If it weren’t for her guidance and knowledge in budget planning, I know for a fact that I would still be in debt to this day. I owe a lot to Rosa—thank you for all of your help and continued support!
It was the time in my life to move my finances to a higher level and I needed help to achieve my financial goals. I started working with Rosa and she consistently provided clear, simple steps to follow. I am grateful to Rosa for teaching me steps to sustain a healthy relationship with my finances!
What can I say about Rosa Capellan, other than this woman helped save my life. Finances are not just about paying bills, it’s about how we are living. The best part of having Rosa manage my finances was how she taught me to continue maintaining the plan she created.
Rosa’s budget coaching has been instrumental in our 20 years marriage. She’s given us the tools, guidance, and encouragement to keep learning how to better manage our finances together. We have more clarity and more conversations about how we spend and save.